Can I Use Uber With A Prepaid Card? 

Can I Use Uber With A Prepaid Card? 
Author: Nzoputa Erik
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Paying for an Uber ride with a prepaid card might sound simple, but it’s not always straightforward.

Struggling to figure out if you can use a prepaid card with Uber? Eliminate the guesswork and get clear answers on payment methods and limitations here.

In this article, we’re pulling back the curtain on using prepaid cards with Uber. We’ll answer pressing questions like:

  • Which prepaid cards are accepted?
  • How can you add them to your account?
  • What should you do if your card’s balance is low?

At the end of this read, you’ll have a clear path to using prepaid cards for Uber without any hitches. 

Let’s get started!

Table of Contents

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Key Takeaway

  • Uber accepts specific prepaid cards, including Visa and some digital currency cards, and you can even link unsupported cards via services like PayPal.
  • Adding a prepaid card to your Uber account is straightforward, but an alternative payment method must be linked as a backup.
  • Regularly checking and managing your prepaid card balance is vital to avoiding disruptions in your ride.
  • Prepaid cards may come with various fees, such as activation, maintenance, and transaction fees, but understanding these can help you minimize or avoid them.
  • Choosing the right prepaid card, following the guidelines, and being aware of expiration dates and transaction limits ensure a smooth Uber experience.

Types Of Prepaid Cards Accepted By Uber

Not all prepaid cards will get you where you need to go. Let’s look at the ones that work and why some might leave you stranded.

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Visa Prepaid Cards

Uber likes Visa. So, you’re good to go if you have a Visa prepaid or gift card. Just ensure it’s not empty, or you’ll be left watching the cars go by.


This one’s a bit more special. EntroPay cards are virtual, and they work with Uber, too. Easy to use and secure, they’re a handy option if you’re all about shopping online.

Satoshi, Tango, and Xapo Cards

Now we’re talking tech! These cards might sound like they’re from a sci-fi movie, but they’re real, and Uber accepts them.

They’re part of the digital currency world. So, if you’re into that, this is for you.

What to Do If Your Card Isn’t Accepted

Don’t fret if your card doesn’t cut. There’s always a way. You can link your prepaid card with a service like PayPal.

It’s like giving your card a friendly hand to get into the Uber world.

Adding A Prepaid Card To Your Uber Account

Using prepaid cards with Uber adds a layer of flexibility to your payment options.

It’s essential to understand the process, so let’s break down the step-by-step guide to adding a prepaid card to your Uber account.

Open the Uber App

To begin, open the Uber app on your smartphone.

Move to the Payment Section

From the main menu, locate and select the payment section.

Select ‘Add Payment Method.’

Click on the ‘Add Payment Method’ option to proceed.

Opt for a ‘Credit or Debit Card’

Choose the ‘Credit or Debit Card’ option, where the prepaid card details should be entered.

Enter or Scan Your Card Details

You can input your card information manually or use your phone’s camera to scan the card.

Link an Alternative Payment Method

Uber requires an alternative form of payment to be linked to your account. This serves as a backup if the prepaid card balance is insufficient.

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Confirm the Details and Complete the Process

After entering the required information, confirm the details, and your prepaid card will be ready for use with Uber.

Importance of an Alternative Payment Method

Having an alternative payment method is a mandatory step in this process. It ensures that your ride is not disrupted if there’s an issue with the prepaid card.

Additional Considerations

Verify the Card Balance 

Ensure the prepaid card has enough funds to cover the cost of the ride.

Use Supported Cards 

Utilise prepaid cards that Uber accepts to avoid any complications.

Maintain a Valid Backup 

The alternative payment method must be valid and accessible if needed.

Checking And Managing Prepaid Card Balance

Using a prepaid card for your Uber ride is convenient, but keeping track of the card balance is key.

You don’t want to find yourself stranded due to insufficient funds.

Here’s how to manage your prepaid card balance and ensure a smooth Uber experience.

Understand the Importance of Your Card Balance

Your prepaid card balance isn’t just a number; it’s the ticket to your destination. Keeping track of this balance ensures you have enough funds to pay for your ride.

How to Check Your Remaining Balance

Many prepaid cards offer different ways to check the remaining balance. Here are some standard methods:


Log in to your card’s website with your account details.

Phone App 

Some cards come with an app that lets you check the balance.

Customer Service 

Call the number on the back of your card for assistance.


Certain cards allow balance checks at ATMs.

What to Do If You’re Running Low on Funds

Running low doesn’t mean you’re out of options. Here’s what you can do:

Reload the Card 

Many prepaid cards offer the option to add more funds.

Use an Alternative Payment Method 

As previously mentioned, having a backup payment method is vital.

Regularly Monitor Your Balance

Frequent checks keep surprises at bay. Monitor your balance regularly, especially before booking a ride.

Potential Fees And Considerations

Using a prepaid card with Uber is more than just convenience; it’s about understanding the potential fees and considerations that might come with it.

Here’s what you should be aware of.

Possible Fees When Using Prepaid Cards

Prepaid cards come with different fees. Here are some you should be aware of:

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Activation Fees 

Some cards may charge you a one-time fee to activate them.

Monthly Maintenance Fees 

Some cards have a small monthly charge.

Reload Fees 

If you want to add more money to the card, there might be a fee.

Transaction Fees 

Each time you use the card, a fee might apply.

How to Find Detailed Information on Fees

Knowing the fees isn’t enough; you must know the exact costs. Here’s how to find them:

Read the Card Agreement 

The card’s terms and conditions will outline all fees.

Visit the Card’s Website 

Most cards have a website with a detailed fee structure.

Call Customer Service

A quick call to the number on the card can give you all the information you need.

Considerations Beyond Fees

Fees aren’t the only thing to consider. Think about:

Card Expiry Date 

Prepaid cards often have an expiration date. Make sure you know it.

Limits on Transactions 

Some cards limit how much you can spend in a day.

International Usage 

Travelling abroad? Check if the card has international restrictions.

How to Minimise or Avoid Fees

With a little effort, you can minimize or even avoid some fees:

Choose the Right Card 

Pick a card with a fee structure that suits your needs.

Use the Card Wisely 

Following the card’s guidelines can help you avoid unnecessary fees.

Ask Questions 

Call the card’s customer service to clarify any doubts if you’re unsure.


Navigating the Uber world with a prepaid card doesn’t have to be bumpy.

It’s all about knowing the ropes. From picking the right card to understanding the fees, you’re now ready to take the wheel. 

Remember the types of cards that work and how to manage the balance and fees.

Remember also to have a backup payment method. That way, you won’t be left stranded. 

So, buckle up and enjoy the ride next time you plan to use a prepaid card with Uber.

The road ahead is clear, and you have the map in hand!

Frequently Asked Questions

Can I use any prepaid card with Uber?

Uber only accepts specific prepaid cards, such as Visa prepaid cards, EntroPay, and particular digital currency cards like Satoshi, Tango, and Xapo. You can link your card through a service like PayPal if it isn’t supported.

How do I add a prepaid card to my Uber account?

You can add a prepaid card by opening the Uber app, moving to the payment section, selecting ‘Add Payment Method,’ opting for ‘Credit or Debit Card,’ and entering or scanning your card details. You’ll also need to link an alternative payment method as a backup.

What should I do if my prepaid card’s balance is low?

If your balance is low, you can reload the card if that option is available or rely on the alternative payment method you’ve set up. Regularly monitoring your balance, especially before booking a ride, will help you avoid any issues.

Are there any fees associated with using a prepaid card with Uber?

Prepaid cards may come with various fees, such as activation, monthly maintenance, reload, or transaction fees. Understanding your card’s fee structure by reading the agreement or contacting customer service will help you avoid unexpected costs.

Can I use my prepaid card for Uber in another country?

This depends on the card’s international usage restrictions. If you plan to travel abroad, check with the card provider to see if any international restrictions or additional fees apply when using the card outside your home country.

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